Health Insurance: Bigger Coverage Isn't Always Better

Imagine health insurance like a safety net.

Having a bigger net isn't always better.

Sometimes, a really big net costs so much you can't afford it later, when you need it most.

Experts say a ₹10-15 lakh cover is often enough.

They also warn about sneaky clauses in policies.

For example, if you stay in an expensive hospital room, your insurance might not pay for the whole cost.

Also, if you hide information on your application, it may cause problems when you try to make a claim.