Archive · 17 Sep 2026
Rural Women Credit Lakhpati Didi Scheme for Financial Independence
The Lakhpati Didi scheme helps rural women start or improve small businesses.
Many women join self-help groups through the National Rural Livelihood Mission.
These groups can help women earn money and support their families.
In Chandauli, women make Zari-Zardosi embroidery and run businesses.
Their work also creates opportunities for other women.
In Odisha, Jyotsna Rani Mahanta used a Rs 1 lakh loan to buy a sewing machine.
She now earns money by sewing and uses it to manage household expenses.
The government says it wants to help 3 crore women become Lakhpati Didis.
Rural women linked to the National Rural Livelihood Mission praised government schemes for improving livelihoods.
Beneficiaries said the Lakhpati Didi initiative helped them increase incomes and become financially independent.
Women in Chandauli, Uttar Pradesh, run businesses through self-help groups and create work for others.
Zari-Zardosi embroidery under the One District, One Product scheme supports about 11 Muslim families in Chandauli.
Jyotsna Rani Mahanta of Odisha said a Rs 1 lakh loan enabled her to buy a sewing machine and earn income.
- Who
- Rural women associated with self-help groups and the National Rural Livelihood Mission, including beneficiaries in Uttar Pradesh and Odisha.
- What
- Beneficiaries praised the Lakhpati Didi and related government initiatives for supporting incomes, businesses and financial independence.
- When
- The campaign was launched around Prime Minister Narendra Modi’s birthday and his completion of 25 years in public service.
- Where
- Examples were reported from Chandauli district in Uttar Pradesh and Govindpur village in Keonjhar district, Odisha.
- Why
- The initiatives aim to help rural women establish livelihoods, increase incomes and contribute to their families’ financial well-being.
- Campaign
- The BJP launched the Seva Sankalp Abhiyan to mark Narendra Modi’s birthday and 25 years in public service.
- Main initiative
- Lakhpati Didi
- Supporting mission
- National Rural Livelihood Mission
- Chandauli activity
- Women’s self-help groups run businesses and produce Zari-Zardosi embroidery.
- Families supported
- The embroidery work supports around 11 Muslim families in the area.
- Odisha loan
- Jyotsna Rani Mahanta said she received a loan of Rs 1 lakh.
- Government target
- The government aims to make 3 crore women Lakhpati Didis.