Archive · 18 Jan 2026
Mixed Q3 Results for Indian Banks
Three big banks in India, HDFC Bank, ICICI Bank, and UCO Bank, recently shared their financial results for the last three months of 2025.
HDFC Bank, the largest private bank, saw its profit grow by 12% to ₹18,654 crore.
This growth was helped by higher interest income and other earnings.
The bank also improved its net interest margin to 3.35%.
ICICI Bank, another large private bank, reported a 4% drop in profit to ₹11,318 crore.
This was mainly because the bank had to set aside more money for potential bad loans.
However, its interest income and deposits grew.
UCO Bank, a government-owned bank, had a good quarter with a 15.76% increase in profit to ₹739.51 crore.
The bank's operating profit and interest income also went up, while its bad loans decreased.
Overall, these results show a mixed performance among India's banks.
HDFC Bank reported a 12% year-on-year rise in net profit for Q3, reaching ₹18,654 crore.
ICICI Bank saw a 4% decline in net profit to ₹11,318 crore due to higher provisions.
UCO Bank's net profit increased by 15.76% to ₹739.51 crore, driven by higher operating profit and lower provisions.
HDFC Bank's net interest margin improved to 3.35%, while ICICI Bank's gross NPA improved to 1.53% and UCO Bank's to 2.41%.
All three banks reported growth in advances and deposits, with HDFC Bank and UCO Bank showing significant improvements in asset quality.
- Who
- HDFC Bank, ICICI Bank, UCO Bank
- What
- Reported Q3 financial results
- When
- Quarter ended December 2025
- Where
- India
- Why
- To update stakeholders on financial performance
- HDFC Bank Net Profit
- ₹18,654 crore
- HDFC Bank Net Interest Income
- ₹32,620 crore
- HDFC Bank Other Income
- ₹13,254 crore
- HDFC Bank Net Interest Margin
- 3.35%
- HDFC Bank Deposits
- ₹28.60 lakh crore
- HDFC Bank Advances
- ₹28.44 lakh crore
- HDFC Bank Gross NPA
- 1.24% of gross advances
- HDFC Bank Net NPA
- 0.42%
- HDFC Bank Capital Adequacy Ratio
- 19.87%
- ICICI Bank Net Profit
- ₹11,318 crore
- ICICI Bank Net Interest Income
- ₹21,932 crore
- ICICI Bank Other Income
- ₹7,368 crore
- ICICI Bank Gross NPA
- 1.53% of gross advances
- ICICI Bank Net NPA
- 0.37%
- ICICI Bank Advances
- ₹1,466,154 crore
- ICICI Bank Deposits
- ₹1,659,611 crore
- UCO Bank Net Profit
- ₹739.51 crore
- UCO Bank Net Interest Income
- ₹2,646.12 crore
- UCO Bank Domestic Net Interest Margin
- 3.27%
- UCO Bank Gross NPA
- 2.41%
- UCO Bank Net NPA
- 0.36%
Sources
ICICI Bank Q3 earnings: Profit down 4% to Rs 11,318 crore; MD & CEO gets 2 year extension
YES Bank Q3 profit jumps 55 pc to ₹952 cr on lower provisions
HDFC Bank Q3 results: Profit jumps 11% to Rs 18,653 crore; asset quality improves
ICICI Bank Q3 FY26 results: Net profit declines 4% to Rs 11,317 crore, retail loan portfolio grows by 7.2%
YES Bank Q3 profit jumps 55% to ₹952 cr on lower provisions
HDFC Bank profit jumps 12 pc to Rs 19,807 cr in Q3
HDFC Bank Q3 PAT up 12% at ₹18,654 crore on robust core, other income growth
UCO Bank net profit up nearly 16% to ₹739 crore in Oct-Dec
ICICI Bank reports 4% decline in Q3 FY26 standalone net profit at ₹11,318 crore
HDFC Bank profit jumps 12% to Rs 19,807 cr in Q3
Punjab & Sind Bank Q3 profit surges 19% to ₹336 crore
UCO Bank awaits right timing for fund-raise, to seek SEBI extension on dilution
Q3 Results: Punjab & Sind Bank profit surges 19% to ₹336 crore
YES Bank Q3 PAT up 55% on lower provisions, stable NII growth
Q3 Results 17th Jan Highlights: HDFC Bank, ICICI Bank, IDBI Bank, Yes Bank, UCO bank, Punjab & Sind Bank, RBL Bank, JK Cement, netweb tech to announce Q3 results
One-time provision on agri-PSL book hits ICICI Bank PAT
UCO Bank Q3 net up 15.76% at ₹739.51 crore as operating profit rises, provisions fall
HDFC Bank Q3 profit jumps 12 pc to Rs 19,807 cr powered by non-core income
IDBI Bank’s Q3 net profit drops over 46 pc sequentially
HDFC Bank’s net profit rises 11.5% YoY
ICICI Bank’s Q3 net profit falls 4% amid RBI’s additional provisions on agri priority sector credit
