Health Insurance 100% Cover Misconceptions in India

Many people in India think their health insurance with 100% coverage will pay all their hospital bills.

But often, there are hidden rules in the policy that reduce the coverage.

For example, if the policy limits the room rent, but the hospital charges more, the extra cost affects the whole bill.

Similarly, co-pay clauses mean you have to pay a part of the bill yourself, and sub-limits cap the amount paid for certain treatments.

These hidden rules can lead to unexpected expenses when people need medical care.

To avoid surprises, it's important to read the fine print and understand these clauses before buying a policy.