Archive · 1 Sep 2025
YES Bank to Revise Service Fees for Accounts from October
YES Bank is changing the fees it charges for some of its accounts.
These changes begin on October 1, 2025.
If you have a Smart Salary or YES Vijay account, some fees will be different.
For example, there will be a fee for some debit cards and for using ATMs of other banks over a certain number of times.
If a check bounces, there will also be a fee.
Defence and pension account holders will continue to enjoy free transactions.
These changes affect how much customers pay for various banking services.
YES Bank is revising service charges for Smart Salary and YES Vijay accounts.
Revised fees take effect from October 1, 2025.
RuPay debit cards will have a joining fee for Smart Salary Advantage accounts.
ATM transactions at other banks are free up to a limit, then incur a fee.
Fees will apply for cheque returns and ECS returns due to insufficient balance.
- Who
- YES Bank is revising service charges.
- What
- Changes to fees for various services.
- When
- Effective from October 1, 2025.
- Where
- Applicable to Smart Salary and YES Vijay account holders.
- Why
- To revise the fee structure for salary and defense-related accounts.
- Effective Date
- October 1, 2025
- Affected Accounts
- Smart Salary and YES Vijay accounts
- RuPay Debit Card Fee
- Rs 199 for Smart Salary Advantage accounts
- ATM Transaction Limits
- 3 free transactions (metro), 5 free (non-metro) at other banks
- Cheque Return Fee
- Rs 500 (first instance), Rs 750 (subsequent)
- ECS Return Fee
- Rs 550 (first instance), Rs 600 (subsequent)