Archive · 4 Aug 2025
IDFC FIRST Bank Launches Credit Cards with Low Interest
IDFC FIRST Bank is now offering credit cards with very low interest rates, starting at just 8.5% per year.
These rates are based on your individual credit score, so everyone gets a fair deal.
They also have cards that never charge annual fees, meaning they're free for life.
You earn points when you spend, and these points don’t expire.
Plus, you can take out cash from an ATM without paying interest for a while.
The bank aims to make financial products that are easy to understand and affordable.
IDFC FIRST Bank is offering credit cards with interest rates as low as 8.5% per annum.
The bank's APRs (Annual Percentage Rates) are tailored to individual customer credit profiles.
IDFC FIRST Bank provides lifetime-free credit cards with no joining or annual fees.
Cardholders earn reward points that do not expire and can be used at their convenience.
The bank offers interest-free ATM cash withdrawals for up to 45 days.
- Who
- IDFC FIRST Bank and its customers.
- What
- IDFC FIRST Bank launching credit cards with low interest rates.
- When
- Not specified in the article.
- Where
- India
- Why
- To provide accessible and value-driven financial solutions.
Current Credit Card Market
IDFC FIRST Bank Credit Cards
Interest Rates
Current Credit Card Market
Credit card interest rates typically range from 34% to 46.2% p.a.
IDFC FIRST Bank Credit Cards
IDFC FIRST Bank offers rates starting at 8.5% p.a.
- Lowest Interest Rate
- 8.5% p.a.
- ATM Interest-Free Period
- Up to 45 days
- Card Type
- Lifetime-free
- Digital Experience
- Ranked #1 in India (Forrester)
Sources
THESE travel credit cards offer discounts & cashbacks to frequent travellers. Check list
5 best lifetime free credit cards in India with no annual fees
IDFC First Bank and Indigo introduce dual credit card with Mastercard and RuPay. Details here
Cashback vs reward points: Which credit card is better for you?
