Guide to Health Insurance Porting for Better Coverage

Imagine you have health insurance, but it has a rule that limits how much of your hospital room cost it will cover.

If you don't like this, you can 'port' your insurance to a new company.

This means you switch to a new insurance plan without losing any benefits you've already earned, like coverage for pre-existing conditions.

To do this, you need to apply at least 45 days before your current plan renews, comparing different plans to find a better fit.

You'll fill out forms and tell the new insurance company about your health.

They'll check things out, and if they accept you, you get to keep all the good stuff from your old plan.