Archive · 25 Jul 2026
IDFC First Bank Reports Strong Q1 FY27 Profits
IDFC First Bank has announced a big profit of ₹1,074.96 crore for the first three months of the fiscal year 2026-27.
This is a lot more than the previous quarter and the same time last year.
The bank made more money and spent less, which helped them make more profit.
They also set aside some extra money just in case there are problems in the world economy.
The bank's bad loans are very low, which is good.
They also moved some loans around, selling some and buying others.
The bank's loans and deposits grew, and they made more money from interest.
The bank's boss said they are doing well and following good rules.
IDFC First Bank reported a standalone net profit of ₹1,074.96 crore for Q1 FY27, up from ₹318.94 crore in the previous quarter and ₹462.57 crore in the same quarter last year.
Total income for the quarter was ₹13,360.52 crore, up from ₹12,182.81 crore in the previous quarter.
Total expenditure was ₹10,807.95 crore, lower than the previous quarter's ₹11,124.27 crore.
The bank created a voluntary contingency provision of ₹515.00 crore due to macroeconomic and geopolitical uncertainties.
Gross non-performing assets (NPAs) stood at 1.51% of gross advances, and net NPAs were 0.44% of net advances.
- Who
- IDFC First Bank Ltd
- What
- Reported a standalone net profit of ₹1,074.96 crore for Q1 FY27
- When
- First quarter of fiscal year 2026-27
- Where
- Mumbai
- Why
- Due to increased total income and lower expenditures
Optimistic Outlook
Cautious Approach
Profit Growth
Optimistic Outlook
The significant increase in net profit indicates strong financial health and growth potential.
Cautious Approach
The voluntary contingency provision suggests caution due to macroeconomic and geopolitical uncertainties.
- Standalone Net Profit
- ₹1,074.96 crore
- Previous Quarter Net Profit
- ₹318.94 crore
- Same Quarter Last Year Net Profit
- ₹462.57 crore
- Total Income
- ₹13,360.52 crore
- Total Expenditure
- ₹10,807.95 crore
- Provisions and Contingencies
- ₹1,143.88 crore
- Voluntary Contingency Provision
- ₹515.00 crore
- Gross NPAs
- 1.51% of gross advances
- Net NPAs
- 0.44% of net advances
- Loans Transferred
- ₹813.15 crore
- Loans Acquired
- ₹2,113.72 crore
- Net Interest Income (NII)
- ₹5,972 crore
- Net Interest Margin (NIM)
- 5.96%
- Operating Profit
- ₹2,553 crore
- Total Customer Business
- ₹6,04,776 crore
- Loans and Advances
- ₹3,05,370 crore
- Customer Deposits
- ₹2,99,405 crore
- Return on Assets (RoA)
- 1.06%
- Capital Adequacy Ratio
- 15.05%
- Common Equity Tier-I (CET-I) Ratio
- 13.33%
Sources
IDFC First Bank Q1 FY27 Results: Profit Jumps 132% YoY To Rs 1,075 Crore
IDFC First Bank Posts ₹1,074.96 Crore Standalone Net Profit In Q1 FY27
IDFC First Bank Q1FY27: Net profit surges 132% to Rs 1,075 cr in Q1; asset quality improves
IDFC FIRST Bank Q1FY27 Results: Highest Ever PAT of ₹1,075 Crore, Up 132.4% YoY
IDFC First posts record profit of Rs 1,075 crore in Q1
IDFC FIRST Bank’s Q1FY27 net profit soars 132% to ₹1,075 cr
