Archive · 6 Jan 2026
Mixed Financial Results for Indian Banks
Several Indian banks have recently shared their financial results for the last three months of 2025.
IndusInd Bank reported a decline in both loans and deposits compared to the same period last year.
Utkarsh Small Finance Bank also saw a decrease in loans but an increase in deposits.
On the other hand, Axis Bank and HDFC Bank reported growth in both loans and deposits.
Karur Vysya Bank announced a reduction in its interest rates, which could make borrowing cheaper for some customers.
Investors are closely watching these results to understand the health of the banking sector.
IndusInd Bank reported a 13.1% decline in loans and a 3.8% decline in deposits year-on-year for Q3 2025.
Utkarsh Small Finance Bank's loans decreased by 4% year-on-year, but deposits increased by 4.5% in the same period.
Axis Bank saw a 14.1% year-on-year growth in loans and a 15% growth in deposits.
HDFC Bank reported a 12% increase in both loans and deposits year-on-year.
Karur Vysya Bank reduced its Base Rate and Benchmark Prime Lending Rate, effective January 7, 2026.
- Who
- IndusInd Bank, Utkarsh Small Finance Bank, Axis Bank, HDFC Bank, Karur Vysya Bank
- What
- Reported mixed financial results for Q3 2025
- When
- December quarter (Q3) 2025
- Where
- India
- Why
- Not specified in the articles
- IndusInd Bank
- Loan decline (YoY): 13.1%, Deposit decline (YoY): 3.8%
- Utkarsh Small Finance Bank
- Loan decline (YoY): 4%, Deposit increase (YoY): 4.5%
- Axis Bank
- Loan growth (YoY): 14.1%, Deposit growth (YoY): 15%
- HDFC Bank
- Loan growth (YoY): 12%, Deposit growth (YoY): 12%
- Karur Vysya Bank
- Base Rate reduced to 10.70%, BPLR reduced to 15.70%
Sources
IndusInd Bank shares in focus after loan book falls over 10% in Q3, deposits decline too
Utkarsh Small Finance Bank shares in focus as loan book declines, but other metrics improve
Stocks to watch: HDFC Bank ADR plunges 6% post business update
