Archive · 25 Jun 2025
CA Explains: Gold Jewellery vs. Gold ETFs for Investment
Are you thinking about investing in gold?
There are two main ways: buying gold jewelry or investing in gold ETFs (which are like digital gold).
CA Nitin Kaushik explains that gold jewelry can be expensive because of extra fees and it can be hard to sell.
Gold ETFs, on the other hand, are easier to sell and their returns are based on the gold market.
It's a good idea to think about what you want to get out of your investment.
Sometimes, shiny jewelry is just for fun, but investing in gold can be a smart financial move.
CA Nitin Kaushik compared investing in gold jewellery and gold ETFs.
Gold jewellery can be a luxury expense, while gold ETFs are a wealth strategy.
Gold jewellery involves wastage/charges and resale deductions, unlike gold ETFs.
Gold ETFs offer instant liquidity and transparent, market-linked returns.
Gold prices neared ₹1 lakh amid geopolitical events and safe-haven demand shifts.
- Who
- CA Nitin Kaushik.
- What
- Comparison of investing in gold jewelry versus gold ETFs.
- When
- Recent developments impacting gold prices, including geopolitical events.
- Where
- N/A
- Why
- To help individuals make informed decisions about gold investments and understand market dynamics.
Gold Jewellery
Gold ETFs
Value Proposition
Gold Jewellery
Considered by some as a cultural and emotional purchase
Gold ETFs
Gold ETFs: considered a financial instrument.
Financial Returns
Gold Jewellery
Can be seen as a luxury expense. Returns are unpredictable and resale comes with deductions.
Gold ETFs
Offers a transparent, market-linked investment with tax efficiency after three years.
- Investment Options
- Gold jewellery and Gold ETFs
- Jewellery Price (example)
- ₹1,00,000
- Jewellery Wastage/Charges
- ~₹12,000
- Gold ETF Wastage
- ZERO
- Gold ETF Liquidity
- Instant
- Gold Price Influence
- Geopolitical events, safe-haven demand