Archive · 28 Jun 2025
Comprehensive Motor Insurance: What You Need to Know
If you own a car and drive often, especially long distances, comprehensive motor insurance is a good idea.
It covers damages from things like accidents, theft, and natural events.
You can also get help like roadside assistance if your car breaks down.
Insurance premiums depend on your car and how you use it.
Remember, you need at least third-party insurance by law, and it's smart to review your policy each year.
Comprehensive motor insurance protects against accidents, theft, fire, and natural disasters.
Roadside assistance add-ons are available at minimal cost, including towing and mechanical help.
Motor insurance premiums and coverage depend on car's age, model, usage, and location.
Third party insurance is mandatory under the Motor Vehicles Act, 1988, in India.
Reviewing your policy annually ensures it aligns with your evolving needs.
- Who
- Chief Operating Officer, SBI General Insurance.
- What
- Advice on choosing motor insurance.
- When
- Published on June 28, 2025.
- Where
- India.
- Why
- To protect vehicles against unexpected events and to fulfill legal obligations.
- Type of Insurance Discussed
- Comprehensive Motor Insurance
- Mandatory Insurance
- Third party insurance
- Governing Law
- Motor Vehicles Act, 1988
- Add-on Benefit
- Roadside assistance
- Considered Factors
- Car's age, model, usage, and location