Archive · 25 Dec 2025
Tax Regime Shift: PPF Remains Popular
A 30-year-old woman named Nitya switched from the old tax system to the new one in India.
At first, it was just a trial, but later she saved money on taxes.
She could invest in things she wanted instead of being forced to save in certain ways.
She moved her money from a special tax-saving investment called ELSS to other types of investments.
She likes the new system because it gives her more choices and lower taxes.
Nitya Balasubramaniyan, a 30-year-old bank employee, switched to the new tax regime.
She experienced tax savings in the second year of the shift.
The new regime offers a lower tax rate and flexible investment options.
She diversified her investments from ELSS to other mutual fund schemes.
The new tax regime does not mandate specific tax-saving investments.
- Who
- Nitya Balasubramaniyan, a 30-year-old bank employee
- What
- Shift from old to new tax regime
- When
- After income rise and second year of shift
- Where
- India
- Why
- Lower tax rate and flexible investments
- Tax Regime
- New vs. Old
- Investor Age
- 30
- Investor Profession
- Bank Employee
- Investment Shift
- ELSS to other MFs
- Tax Savings
- Achieved in second year