Archive · 24 Dec 2025
Wedding Insurance: A Hard Sell Despite Risks
Weddings are big events with lots of things that can go wrong, like stages collapsing or flights getting delayed.
Insurance can help cover these risks, but not many people buy it.
This is because insurance policies have lots of rules and don't cover everything, like family fights or unregistered vendors.
Even though weddings can be very expensive, most couples don't think they need insurance.
Experts say it's important to understand what's covered and what's not, so you don't lose money if something bad happens.
Close to 4.6 million weddings are expected by year-end, involving high costs and risks.
Wedding insurance covers cancellation, accidents, and loss of valuables but has many exclusions.
Only one in 15 clients agrees to buy wedding insurance due to low awareness and complex policies.
Claims for flight delays or cancellations due to travel disruptions are not standard and require specific coverage.
Insurance does not cover voluntary decisions, unregistered vendors, or self-inflicted damages.
- Who
- Couples planning weddings, financial planners, insurance experts
- What
- Low uptake of wedding insurance despite potential risks
- When
- During the ongoing wedding season, with 4.6 million weddings expected by year-end
- Where
- India
- Why
- Low awareness, extensive exclusions, and high customization of policies
- Expected Weddings
- 4.6 million by year-end
- Insurance Coverage
- Cancellation, accidents, loss of valuables
- Common Exclusions
- Family disputes, cold feet, unregistered vendors
- Premium Range
- 2–2.5% of sum insured
- Claim Conditions
- Police reports, contracts, medical certificates required