Archive · 14 Jan 2026
Chinese Couple Claims $1,400 from 2016 'Love Insurance'
A woman in China bought a 'love insurance' policy for her boyfriend in 2016.
The policy promised a payout of $1,400 or 10,000 roses if they got married.
They recently got married and claimed the cash payout.
The insurance company stopped selling this policy in 2017, but existing policies are still valid.
The story went viral on social media, with people joking about not knowing such insurance existed when they were dating.
A woman in China purchased 'love insurance' for her boyfriend in 2016 for $28.
The policy promised a payout of $1,400 or 10,000 roses if they got married.
The couple, Wu and Wang, got married in 2025 and claimed the cash payout.
They opted for cash instead of roses due to preservation difficulties.
The 'love insurance' policy was discontinued in 2017, but existing policies remain valid.
- Who
- Wu and Wang, a couple from Xian, Shaanxi province, China
- What
- Claimed a payout from a 'love insurance' policy
- When
- The policy was purchased in 2016, and the payout was claimed in 2025
- Where
- Xian, Shaanxi province, China
- Why
- To receive a payout or 10,000 roses if they got married within the given timeframe
- Policy Cost
- US$28 (approximately Rs 2,500)
- Payout Amount
- US$1,400 (approximately Rs 1.25 lakh)
- Insurance Company
- China Life Property and Casualty Insurance Company Limited
- Policy Purchase Year
- 2016
- Marriage Year
- 2025
- Policy Discontinuation Year
- 2017