Archive · 18 Dec 2025
Google Pay Launches Credit Card with Axis Bank
Google and Axis Bank have teamed up to create a new credit card called the Google Pay Flex Axis Bank Credit Card.
This card is special because it works with UPI, which is a popular payment method in India.
You can apply for it easily through your phone without any paperwork.
The card gives you rewards for every purchase you make, and you can use these rewards right away.
You can also manage your card and payments through the Google Pay app.
This makes it very convenient to use and control your spending.
Google wants to create a bigger credit system on their platform, not just offer loans from other companies.
They also want to help more people get access to credit, especially those who don't have it yet.
Google Pay and Axis Bank launched the Google Pay Flex Axis Bank Credit Card on 17 December 2025.
The card is built on the RuPay network and integrates with UPI payments.
Customers can apply for the card digitally at zero cost and manage it through the Google Pay app.
The card offers instant rewards with a 1 star (point) = ₹1 ratio and flexible repayment options, including converting bills into EMIs.
Users can track spending, manage card usage, and redeem rewards instantly through the Google Pay app.
- Who
- Google Pay and Axis Bank
- What
- Launch of the Google Pay Flex Axis Bank Credit Card
- When
- 17 December 2025
- Where
- India
- Why
- To integrate credit experience with everyday UPI payments and offer instant rewards and flexible repayment options
- Companies Involved
- Google Pay and Axis Bank
- Card Name
- Google Pay Flex Axis Bank Credit Card
- Launch Date
- 17 December 2025
- Payment Network
- RuPay
- Reward Ratio
- 1 star (point) = ₹1
- Application Process
- Zero Cost, digital application
- Repayment Options
- Full payment or convert to EMIs
- Management App
- Google Pay
- Initial Availability
- Select group of customers, later expanding
- Credit Ecosystem Goal
- Develop entire credit ecosystem, including UPI credit lines
Sources
Google launches Credit Card with Axis Bank — Here's what you need to know about Pay Flex
Axis Bank, Google Pay launch co-branded credit card
Google Pay looks beyond distribution, wants to create a credit ecosystem
Google leverages UPI network to launch digital credit card ‘Flex’