Archive · 28 Sep 2025
5 Facts: India's Public Provident Fund (PPF)
The Indian government offers a savings plan called PPF, which is a safe place to put your money for the long term.
The current interest rate is 7.1%.
While it requires you to keep your money in for at least 15 years, you can take some of it out after seven years.
You can also take a loan out using your PPF money.
If you owe money, creditors can't take the PPF savings.
You can invest up to ₹1.5 lakh each year.
It is a popular plan designed to help people save money.
PPF is a government-backed savings scheme.
The interest rate is currently 7.1% and is evaluated quarterly.
The minimum tenure is 15 years but can be extended.
Partial withdrawals are allowed after 7 years.
Loans can be taken against the PPF corpus.
- Who
- Indian government
- What
- PPF - Offers a low-risk savings scheme
- When
- Not Specified
- Where
- India
- Why
- To encourage citizen savings
- Scheme
- Public Provident Fund (PPF)
- Governing Body
- Indian Government
- Current Interest Rate
- 7.1% annually
- Minimum Tenure
- 15 years
- Maximum Annual Investment
- ₹1.5 lakh
- Premature Withdrawal
- Allowed after 7 years
- Loan Facility
- Available against PPF corpus
- Attachment in Defaults
- Cannot be attached per Gujarat High Court