Archive · 28 Sep 2025

5 Facts: India's Public Provident Fund (PPF)

5 Facts: India's Public Provident Fund (PPF)

The Indian government offers a savings plan called PPF, which is a safe place to put your money for the long term.

The current interest rate is 7.1%.

While it requires you to keep your money in for at least 15 years, you can take some of it out after seven years.

You can also take a loan out using your PPF money.

If you owe money, creditors can't take the PPF savings.

You can invest up to ₹1.5 lakh each year.

It is a popular plan designed to help people save money.

Sources