Archive · 3 Sep 2025
SBI Shifts Focus to Mid-Sized Businesses for Loan Growth
SBI is trying to lend more money to mid-sized companies because the big companies aren't borrowing as much.
Last year, loans to mid-sized businesses grew a lot.
SBI's commercial client group handles loans to both mid and large companies.
Overall, the bank expects its lending to grow at a good pace this year.
Experts say big companies are borrowing less because they can get better deals elsewhere.
SBI is targeting mid-sized businesses to boost its corporate loan book.
Mid-corporate loan portfolio grew 18% last year to ₹1 lakh crore.
Commercial client group (CCG) advances grew 16% in FY24.
SBI expects credit to grow 12-13% in FY26.
Demand from large companies for credit has been slow.
- Who
- SBI
- What
- Focusing on mid-sized businesses to increase its corporate loan portfolio.
- When
- FY26
- Where
- N/A
- Why
- Due to tepid demand from large companies and potential in the mid-corporate segment.
- Mid-Corporate Loan Growth (FY24)
- 18%
- CCG Advances (March)
- ₹6.68 lakh crore
- SBI Corporate Advances (June)
- ₹12 lakh crore
- SBI Advances Growth (Q1FY26)
- 11.9% y-o-y
- System Credit Growth (July)
- 9.5% y-o-y