Archive · 30 Sep 2026
Government Keeps Small Savings Rates Unchanged For October-December Quarter
The government decided not to change the interest rates on several savings schemes.
These rates will apply from October 1 through December 30, 2026.
The Public Provident Fund will continue to pay 7.1% interest.
The National Savings Certificate will continue to pay 7.7%.
Sukanya Samriddhi accounts will offer 8.2%.
The Monthly Income Scheme will pay 7.4%.
Kisan Vikas Patra will offer 7.5% and mature after 115 months.
This is the tenth quarter in a row in which the rates have stayed the same.
The government kept small savings interest rates unchanged for October-December 2026.
The unchanged rates mark the tenth consecutive quarter without a revision.
The Public Provident Fund rate remains 7.1%, while the National Savings Certificate rate stays at 7.7%.
Sukanya Samriddhi deposits will continue to earn 8.2%, and the Monthly Income Scheme will pay 7.4%.
Kisan Vikas Patra will offer 7.5% and mature in 115 months.
- Who
- The Government of India, through the Finance Ministry.
- What
- Interest rates for various small savings schemes were kept unchanged.
- When
- For the third quarter of FY 2026-27, from October 1 to December 30, 2026.
- Where
- The schemes are mainly operated through post offices and banks in India.
- Why
- The Finance Ministry notified that the rates would remain the same as those set for the preceding quarter.
- PPF rate
- 7.1%
- NSC rate
- 7.7%
- Sukanya Samriddhi rate
- 8.2%
- Post office savings rate
- 4%
- Kisan Vikas Patra rate
- 7.5%, with maturity in 115 months
- Monthly Income Scheme rate
- 7.4%
- Rate-change streak
- Rates unchanged for the tenth consecutive quarter