₹30,000 SIP Reaches ₹50 Lakh in 8 Years

If you put ₹30,000 into a SIP every month and it earns about 12% a year, it will take a little over 8 years to grow to ₹50 lakh.

After that, the money you already have starts earning more, so the next ₹50 lakh takes a bit more than 4 years, and the third one takes less than 3 years.

As the total pile gets bigger, each new ₹50 lakh comes faster—about a year or less once you have over ₹4 crore.

The trick is to keep investing and let the returns keep growing, which is why staying patient pays off.