Archive · 9 Jan 2026
ICICI Bank Updates Credit Card Charges & Benefits
ICICI Bank is making some changes to its credit cards.
Starting January 15, 2026, how you earn reward points will change.
For example, some cards won't earn points for things like fuel or rent.
From February 1, 2026, some cards will no longer get free movie tickets.
There will also be new fees, like a one-time charge for adding a new card to your account and fees for certain transactions.
Some fees for using your card abroad will also change.
If you pay your bill in cash at the bank, it will cost more.
And if you close a payment plan early, there will be a fee for that.
These changes are to update the bank's policies.
Reward points changes effective January 15, 2026, excluding certain expenses like fuel and rent for Emeralde Metal Card.
New fees for add-on cards (Rs 3,500) and dynamic currency conversion (0.99% to 3.5%) starting January 15, 2026.
Transaction fees of 2% on gaming, 1% on wallet loads, and 1% on transportation spending above Rs 50,000 from January 15, 2026.
Free movie ticket benefit ends for Instant Platinum cards from February 1, 2026, but continues for other cards with Rs 25,000 quarterly spend.
New fees for cash payments (Rs 150 per transaction) and early EMI closure from January 15, 2026.
- Who
- ICICI Bank credit card users
- What
- Changes in reward points, benefits, and fees
- When
- Effective from January 15, 2026, and February 1, 2026
- Where
- India
- Why
- ICICI Bank policy updates
- Date for Reward Changes
- January 15, 2026
- Date for Benefit Changes
- February 1, 2026
- Emeralde Metal Card Fee
- Rs 3,500 (one-time for add-on cards)
- DCC Fees
- 0.99% to 3.5% (varies by card)
- New Transaction Fees
- 2% on gaming, 1% on wallet loads, 1% on transportation over Rs 50,000
- Cash Payment Fee
- Rs 150 per transaction
- Foreclosure Fee
- Applicable for early EMI closure
- Movie Ticket Benefit
- Ends for Instant Platinum cards, continues for others with Rs 25,000 quarterly spend