Archive · 10 Oct 2026
Ankur Warikoo Shares Five Money Rules for Couples
Ankur Warikoo and his wife shared how they handle money as a couple with two children.
They rent a car and own the home they live in, but no other real estate.
They try not to spend money on brands or to impress other people.
They spend more on good food, travel, and learning.
They invest most of their income before paying for other expenses.
A finance expert said people in their 40s should also plan for retirement and have enough insurance.
He advised against taking on costly debt or investing just because something is popular.
The article says these are general ideas, not personal financial advice.
Ankur Warikoo said he and his wife, Ruchi, rent a car, own only their home, and avoid brand spending or buying things to show off.
The couple prioritizes high-quality food, experiences, and spending on books and learning.
Ruchi said the family travelled 116 days last year and values experiences over possessions.
Warikoo said they invest most of their salary before using the remainder for expenses.
Finance expert Mukesh Pandey cautioned people in their 40s against neglecting retirement planning, insurance, debt management, or making investments based on trends.
- Who
- Ankur Warikoo and his wife, Ruchi, shared their money rules; finance expert Mukesh Pandey also offered guidance.
- What
- The couple described five spending and investing priorities, while Pandey outlined financial pitfalls to avoid in one's 40s.
- When
- Warikoo and Ruchi are described as 45; the article does not give a publication date.
- Where
- Warikoo shared the rules on Instagram.
- Why
- Warikoo said their spending is intended to build wealth and give them freedom over their time.
- Couple
- Ankur Warikoo and his wife, Ruchi
- Age and family
- Both are described as 45, with two children
- Housing and car
- They own the home they live in, have no other real estate, and rent a car
- Spending priorities
- High-quality food, experiences, books, and learning
- Investing approach
- Invest most of their salary before using the remainder for expenses
- Travel
- Ruchi said they travelled 116 days last year
- Expert cautions
- Plan for retirement, maintain adequate health and life insurance, manage debt, and avoid trend-driven investments