Archive · 23 Jul 2025
Bajaj Housing Finance Reports Profit Increase, Revises Growth Forecast
Bajaj Housing Finance made more money, with profits up 21%.
They also have more money managed, up 24%.
However, they expect slower growth in the future because of competition and changes in the market.
They predict their profits will be a little less in the future.
Despite this, the company's finances look healthy, with strong numbers for bad loans.
The company is also expecting changes in how much money they make from interest.
Bajaj Housing Finance's net profit rose 21% to Rs 583 crore in the June quarter.
Assets under management (AUM) increased by 24% to Rs 1.20 lakh crore.
The company revised its AUM growth forecast to 21-23% for FY26.
Net interest margin (NIM) remained stable at 4% but is projected to dip by 15-20 basis points in FY26.
Return on equity expectation revised from 13-15% to 11-12% due to capital raises.
- Who
- Bajaj Housing Finance.
- What
- Bajaj Housing Finance's financial performance in the June quarter and future guidance.
- When
- June quarter and fiscal year 2026.
- Where
- Not explicitly stated.
- Why
- Due to competition, rate cuts, and changes in real estate demand.
Market Factors
Company Performance
Growth Expectations
Market Factors
Increased competition and rate cuts are creating pressure.
Company Performance
Real estate demand moderated and is also impacting the results.
- Net Profit (June Quarter)
- Rs 583 crore
- AUM Growth
- 24%
- Gross NPA Ratio
- 0.30%
- Net NPA Ratio
- 0.13%
- NIM
- 4%
- FY26 AUM Growth Forecast
- 21-23%
- FY26 Return on Equity
- 11-12%