Archive · 22 Aug 2025
Maharashtra Leads in Crop Insurance Payouts Under PMFBY
The Indian government has a crop insurance program called PMFBY to help farmers when their crops get damaged.
Maharashtra has received the most money from this program, around ₹18,920 crore, because they have many farmers and are often affected by bad weather.
Rajasthan and Karnataka also received large payouts.
The amount each state gets depends on how much damage the crops have and what kind of crops are insured.
The program helps protect farmers from losing money when their crops fail.
Maharashtra leads in PMFBY payouts with ₹18,920 crore paid to 28.3 million farmers.
Rajasthan is second, receiving ₹8,281 crore in payouts to 22.7 million farmers.
Karnataka secured the third position with ₹6,845 crore paid to 5.2 million farmers.
Uttarakhand received the lowest amount due to fewer claimants and a smaller population covered under the scheme.
Payout amounts vary based on crop damage and the type of crops insured under PMFBY.
- Who
- Farmers in various Indian states, including Maharashtra, Rajasthan, and Karnataka, benefited from the PMFBY.
- What
- Maharashtra and other states received crop insurance payouts under PMFBY.
- When
- From 2022-23 to 2024-25 (up to kharif 2024).
- Where
- Maharashtra, Rajasthan, and Karnataka are among the top recipients in India.
- Why
- To provide financial assistance to farmers for crop losses due to adverse weather conditions.
Factors Influencing Payouts
Factors Influencing Payouts
Factors Influencing Payouts
Factors Influencing Payouts
Maharashtra's higher payouts are driven by its vulnerability to adverse weather, particularly in the Vidarbha region.
Factors Influencing Payouts
A government official noted that Maharashtra introduced a ₹1 premium scheme, which led to increased enrollment and payout amounts.
- Total Payouts (2022-25)
- ₹47,602 crore
- Maharashtra Payouts
- ₹18,920 crore
- Maharashtra Farmers Benefitted
- 28.3 million
- Rajasthan Payouts
- ₹8,281 crore
- Rajasthan Farmers Benefitted
- 22.7 million
- Karnataka Payouts
- ₹6,845 crore
- Karnataka Farmers Benefitted
- 5.2 million