Archive · 7 Sep 2026
Marriage Does Not Automatically Close Sukanya Samriddhi Accounts
The Sukanya Samriddhi Yojana helps families save money for a girl’s future.
The account is opened in the girl’s name, while her parents or guardian manage it until she turns 18.
It can be opened for a girl who is younger than 10.
Families must deposit at least ₹250 each year, and they can deposit up to ₹1.5 lakh.
Deposits are made for 15 years, but the account normally matures after 21 years.
Getting married does not automatically close the account.
After turning 18, the account holder can request early closure because of marriage.
The request must be made between one month before the planned marriage and three months after it, with the required documents.
A Sukanya Samriddhi Account is opened in the girl child’s name, not the parent’s or guardian’s name.
As of 7 September 2026, the scheme offers 8.2% annual interest, with rates subject to periodic government review.
Annual deposits range from ₹250 to ₹1.5 lakh, and deposits are required for 15 years.
The account normally matures 21 years after it is opened and provides tax benefits subject to applicable provisions.
Marriage does not automatically close the account, but the account holder may seek premature closure after turning 18 within specified time limits.
- Who
- The girl child who holds the Sukanya Samriddhi Account, with parents or a legal guardian managing it until she turns 18.
- What
- Marriage does not automatically close the account, but eligible account holders may apply for premature closure on marriage grounds.
- When
- An account-holder’s marriage-related closure request may be filed no earlier than one month before the intended marriage and no later than three months after it.
- Where
- Under Sukanya Samriddhi Yojana rules; updated information is available from the official India Post website.
- Why
- The scheme permits premature closure for marriage after the account holder has attained 18 years, subject to prescribed conditions and documents.
- Interest rate
- 8.2% per annum as of 7 September 2026
- Eligible account holder
- A girl child below 10 years when the account is opened
- Minimum annual deposit
- ₹250
- Maximum annual deposit
- ₹1.5 lakh
- Deposit period
- 15 years from the date of account opening
- Normal maturity
- 21 years from the date of account opening
- Marriage-related closure
- Permitted after age 18, subject to rules and prescribed documentation