Archive · 11 Oct 2026
Company FD Rates: Muthoot Capital Leads With 8.95%
Company fixed deposits let people put money with a company for a chosen length of time and earn interest.
The rates in this report vary by company and deposit term.
Muthoot Capital Services has the highest rate mentioned, at 8.95% a year for three years.
Some companies offer extra interest to senior citizens, and some have other special conditions.
These deposits can carry risks if the company has financial trouble or if you need your money early.
The interest may also be taxable.
Before investing, people should check the company’s credit rating and financial health.
They should also understand withdrawal rules and make sure the deposit fits their cash needs.
Muthoot Capital Services offers the highest rate cited: 8.95% per year on a three-year deposit.
Its one-year and five-year deposit rates are 7.90% and 8.50%, respectively.
Manipal Housing Finance Syndicate offers 8% for one-, two- and three-year deposits; Bajaj Finance offers up to 7.75%.
Senior citizens generally receive an additional 0.25–0.50 percentage point, with benefits and eligibility varying by issuer.
Investors are advised to check credit ratings, company finances, withdrawal rules, taxes and liquidity needs before investing.
- Who
- Companies offering fixed deposits and prospective investors.
- What
- Reported company fixed-deposit rates and advice on evaluating them.
- When
- Not stated in the article.
- Where
- India.
- Why
- To help investors compare rates while considering issuer-specific credit and liquidity risks.
- Highest rate cited
- 8.95% per annum from Muthoot Capital Services for a three-year deposit.
- Muthoot one-year rate
- 7.90% per annum.
- Muthoot five-year rate
- 8.50% per annum.
- Manipal Housing Finance Syndicate
- 8% per annum for one-, two- and three-year deposits.
- Bajaj Finance
- 7.75% for tenures ranging from 31 to 60 months.
- Senior-citizen benefit
- Generally an additional 0.25–0.50 percentage point, subject to issuer terms.
- Key risks and checks
- Assess issuer credit rating and financial health, tenure, early-withdrawal rules, tax and liquidity needs.