Archive · 18 Jul 2026
Punjab National Bank Q1 Profit Surges
Punjab National Bank made a lot more money in the first three months of the year 2026-27 compared to the same time last year.
They earned over ₹5,200 crore, which is more than three times what they earned last year.
The bank also did better in other areas like loans and savings.
They have more money saved by customers and gave out more loans for houses, cars, farms, and small businesses.
This means the bank is doing well and helping more people with their money needs.
Punjab National Bank's net profit surged over three-fold to ₹5,200 crore in Q1 FY 2026-27.
Global Net Interest Margin improved to 2.50% from 2.47%.
Global Business grew by 10.2% to ₹29.98 lakh crore.
Gross Non-Performing Assets (GNPA) ratio improved by 100 bps to 2.78%.
CASA Deposits increased by 7.8% to over ₹6 lakh crore, with a CASA Share of 36.7%.
- Who
- Punjab National Bank
- What
- Reported a significant increase in net profit for Q1 of FY 2026-27
- When
- April-June 2026
- Where
- India
- Why
- Due to improved overall performance and various financial metrics
- Net Profit
- ₹5,200 crore
- Previous Year Net Profit
- ₹1,600 crore
- Net Interest Margin
- 2.50%
- Global Business Growth
- 10.2%
- Gross NPA Ratio
- 2.78%
- Net NPA Ratio
- 0.28%
- CASA Deposits
- ₹6 lakh crore
- CASA Share
- 36.7%
- Retail Advances Growth
- 17.5%
- Housing Loans Growth
- 11.9%
- Vehicle Loans Growth
- 34.4%
- Agriculture Priority Sector Growth
- 16.4%
- MSME Advances Growth
- 19.8%