Financial Planning Across Family Life Stages

Chetan and Shalini started their careers as a dual-income couple with no kids, living comfortably in Africa.

When they moved to Gurgaon and had their first child, their financial priorities changed.

They focused on paying off their home loan, getting better health insurance, and tracking their expenses carefully.

Later, when they moved to Mumbai and Shalini stopped working, they had to plan even more carefully with just one income.

They diversified their investments and worked with a financial planner to manage their money.

They also started a side business to help with finances.

Their story shows how important it is to start investing early and adjust your financial plans as your family grows.