Credit Card Usage: Tips to Avoid Debt Traps

Credit cards can be helpful for buying things and paying later, but it's easy to get into trouble if you're not careful.

The key is to pay your bills on time and in full.

Before getting a card, choose one that fits your needs.

Keep track of when payments are due, and set up automatic payments.

Watch how much you spend and try not to use all your credit limit.

Also, keep your credit usage low, and have some savings in case of emergencies.

Avoid taking out cash with your credit card because it can be very expensive.