H-1B Visa Holders Face Mortgage Challenges

H-1B visa holders who want to buy a home in the US used to be able to get FHA loans, which were easier to qualify for.

But now, those loans are only for US citizens and green card holders.

So, H-1B visa holders have to look at other options.

They can try for conventional loans, but they usually need a US credit history and a good credit score.

If they don't have US credit, some lenders offer special loans that look at their international credit and require a bigger down payment.

These loans can be harder to get and might have higher interest rates.