Archive · 27 Oct 2025
EPFO's EDLI Scheme: Up to Rs 7 Lakh Life Cover
The Employees' Provident Fund Organisation (EPFO) provides a life insurance scheme called EDLI for its members.
This means if an EPF member dies while working, their family can receive money.
The scheme pays a minimum of Rs 2.5 lakh and up to Rs 7 lakh, depending on the person's salary and EPF balance.
Employers contribute 0.5% of their employees' wages to the scheme, and employees don't have to pay anything.
The amount received is based on the average PF balance of the last 12 months.
This insurance is available to all employees of factories and establishments, but it excludes tea factories in Assam.
The Employees' Provident Fund Organisation (EPFO) offers the EDLI scheme.
The scheme provides life insurance to EPF members.
Nominees receive a minimum of Rs 2.5 lakh and up to Rs 7 lakh upon death.
Employers contribute 0.5% of employee wages towards the scheme.
EDLI is available to all factory and establishment employees.
- Who
- EPFO members
- What
- Life insurance coverage
- When
- In case of death during service
- Where
- India
- Why
- To provide financial support to the family
- Scheme Name
- Employees' Deposit Linked Insurance (EDLI)
- Coverage
- Life insurance
- Maximum Benefit
- Up to Rs 7 lakh
- Employer Contribution
- 0.5% of wages
- Eligibility
- EPF members