Archive · 27 Jan 2026
Ayushman Bharat Expands Coverage for Seniors Above 70
The Ayushman Bharat scheme in India now includes senior citizens aged 70 and above.
Families with seniors can get up to ₹10 lakh in health insurance.
This includes ₹5 lakh for the family and another ₹5 lakh specifically for the seniors.
To get the card, you need an Aadhaar card, and you can apply online.
There is no waiting period for treatment.
All seniors in the family share the ₹5 lakh cover meant for them.
This is a big help for families with elderly members.
Ayushman Bharat scheme now covers seniors aged 70+ with up to ₹10 lakh total insurance.
Coverage is split into ₹5 lakh for the family and ₹5 lakh exclusively for seniors.
Eligibility is based solely on age (70+), with no income or employment criteria.
Aadhaar card is mandatory for enrollment, and registration can be done online.
All eligible seniors in a family share the ₹5 lakh cover meant for them.
- Who
- Senior citizens aged 70 and above, their families
- What
- Expanded health insurance coverage under Ayushman Bharat scheme
- When
- Expanded last year, immediate treatment availability
- Where
- India
- Why
- To provide financial relief for healthcare expenses for senior citizens
- Coverage Amount
- ₹10 lakh total (₹5 lakh for family, ₹5 lakh for seniors 70+)
- Eligibility
- Age 70 or above, no income criteria
- Required Documents
- Aadhaar card (mandatory for enrollment)
- Registration Process
- Online via Ayushman Bharat portal or app
- Treatment Availability
- Immediate, no waiting period
- Family Coverage
- ₹5 lakh for all seniors in the family combined
- Card Issuance
- Separate Ayushman card for each eligible senior citizen