Archive · 10 Nov 2025
Indian Banks Offer Stable Home Loan Rates in November
Buying a home is a big deal, and many people in India need loans to do it.
This article is about how much it costs to borrow money for a home right now.
In November, the interest rates for home loans haven't changed much.
Some government banks are offering the lowest rates, starting around 7.35% a year.
Big banks like SBI offer rates starting a little higher, around 7.50%.
Private banks like HDFC and ICICI have rates that start a bit higher still.
Companies that help with housing, like LIC Housing Finance, also have good starting rates.
Some banks, like Bandhan Bank, have rates that can go much higher, up to 15% a year.
It's important to compare these rates to get the best deal when you want to buy a house.
Home loan interest rates in India remained stable in November, with rates starting around 7.35% to 7.45% per annum.
Public sector banks like Union Bank of India and Bank of India are offering the lowest starting rates at 7.35%.
State Bank of India's home loan rates begin at 7.50% per annum.
Private sector banks such as HDFC Bank and ICICI Bank offer starting rates from approximately 7.80% to 8.75% per annum.
Housing finance companies like LIC Housing Finance offer competitive rates starting around 7.50% per annum.
- Who
- Various Indian banks, including public sector and private sector banks, and housing finance companies.
- What
- The article details the current home loan interest rates offered by different lenders in India for November.
- When
- November (as of November 6, according to Paisabazaar.com data)
- Where
- India
- Why
- To provide information to potential homebuyers about current home loan interest rates and help them find the best deals.
- Current Home Loan Rate Range
- Starting from approx. 7.35% to 7.45% p.a.
- Public Sector Bank Leaders
- Union Bank of India, Bank of India, Indian Overseas Bank, Central Bank of India, Bank of Maharashtra (starting at 7.35%)
- State Bank of India Rate
- Starts at 7.50% p.a.
- Leading Private Sector Banks (e.g., HDFC, ICICI)
- Rates start around 7.80% - 8.75% p.a.
- Top Housing Finance Companies (e.g., LIC Housing Finance)
- Rates start around 7.50% p.a.
- Highest Reported Rate (Bandhan Bank)
- Up to 15.00% p.a.
