Loan Options for Those Lacking a CIBIL Score

If you've never borrowed money or used credit, you might not have a credit score.

This can make it harder to get a loan.

But there are other ways to borrow money, like using gold you own as collateral for a gold loan.

You can also try P2P lending platforms, which check your ability to pay back the loan using bank statements.

Salary advances are an option if you're employed, or consider loans with a co-applicant with good credit.

Just choose the best option for you, as loans without a credit check might have higher interest rates.