Archive · 28 Jul 2026
Andhra Pradesh Ranks Second in Crop Loan Disbursement
Andhra Pradesh has received the second-highest amount of crop loans in India, totaling Rs 2.69 lakh crore by the end of the last fiscal year.
The state government and the central government provide interest subsidies to help farmers.
The bankers have set a target to disburse Rs 3.60 lakh crore in crop loans for the next fiscal year.
Farmers use these loans for various purposes related to crop production, and the governments aim to support them through schemes like the Annadata Sukhibhava Scheme.
Andhra Pradesh ranked second in crop loan disbursement with Rs 2.69 lakh crore outstanding by March 31.
The target for crop loans in 2026-27 is Rs 3.60 lakh crore.
Farmers receive interest subsidies from both the central and state governments.
The Annadata Sukhibhava Scheme provides additional financial support to farmers.
Non-repayment of loans beyond three years can lead to them being declared as non-performing assets (NPAs).
- Who
- Farmers in Andhra Pradesh
- What
- Crop loans disbursement and repayment
- When
- By March 31, 2026
- Where
- Andhra Pradesh, India
- Why
- To provide financial support for crop production and ensure timely repayment
Government Support
Farmer Responsibility
Interest Subvention Scheme
Government Support
The central and state governments provide substantial interest subsidies to reduce the financial burden on farmers.
Farmer Responsibility
Farmers must still manage their loans responsibly to avoid non-repayment issues.
Loan Utilization
Government Support
Government schemes aim to ensure farmers have adequate financial support for crop production.
Farmer Responsibility
Farmers need to use the loans effectively and repay them promptly to maintain financial discipline.
- Total Crop Loans Sanctioned
- Rs 3.86 lakh crore
- Outstanding Crop Loans
- Rs 2.69 lakh crore
- Target for 2026-27
- Rs 3.60 lakh crore
- Interest Rate
- 7%
- Central Government Subsidy
- 3% interest subsidy
- State Government Subsidy
- 4% interest subsidy
- Annadata Sukhibhava Scheme Support
- Rs 6,000 (Centre) and Rs 14,000 (AP)