Archive · 20 Jul 2026
UPI Onboards 55.49 Crore Users by June 2026
UPI, a digital payment platform in India, has grown a lot.
By June 2026, it had 55.49 crore users.
In the financial year 2025-26, UPI processed 24,161.69 crore transactions worth Rs 314.23 lakh crore.
This growth has been steady over the past five years.
The government and RBI have taken steps to make UPI transactions secure.
They have introduced measures like risk-based transaction limits and enhanced security requirements.
UPI is also expanding globally through partnerships with foreign entities.
This helps Indian tourists and the diaspora make seamless cross-border payments.
The government is working to make UPI safer and more transparent for everyone.
UPI has onboarded 55.49 crore users by June 2026.
UPI processed 24,161.69 crore transactions worth Rs 314.23 lakh crore in FY2025-26.
Transaction volume has steadily increased over the past five financial years.
NPCI International Payments Ltd. (NIPL) is expanding UPI globally through partnerships.
The government and RBI have introduced security measures to strengthen UPI transactions.
- Who
- The Indian government, RBI, NPCI, and UPI users
- What
- UPI has onboarded 55.49 crore users and processed 24,161.69 crore transactions worth Rs 314.23 lakh crore in FY2025-26
- When
- As of June 2026
- Where
- India and globally through partnerships
- Why
- To expand the digital payment ecosystem and facilitate seamless transactions
Government and Financial Institutions
Users and Businesses
Transaction Growth
Government and Financial Institutions
The government and financial institutions highlight the steady increase in UPI transactions as a sign of successful digital payment adoption and economic growth.
Users and Businesses
Users and businesses benefit from the convenience and efficiency of UPI transactions, leading to widespread adoption and increased usage.
Security Measures
Government and Financial Institutions
The government and RBI emphasize the importance of security measures to protect users from fraud and unauthorized transactions.
Users and Businesses
Users appreciate the enhanced security features, which make them feel safer while using UPI for transactions.
- Total Users Onboarded
- 55.49 crore
- Total Transactions in FY2025-26
- 24,161.69 crore
- Total Transaction Value in FY2025-26
- Rs 314.23 lakh crore
- Transactions in FY2021-22
- 4,595.61 crore
- Transaction Value in FY2021-22
- Rs 84.16 lakh crore
- Transactions in FY2022-23
- 8,371.44 crore
- Transaction Value in FY2022-23
- Rs 139.15 lakh crore
- Transactions in FY2023-24
- 13,112.95 crore
- Transaction Value in FY2023-24
- Rs 199.95 lakh crore
- Transactions in FY2024-25
- 18,586.60 crore
- Transaction Value in FY2024-25
- Rs 260.56 lakh crore
- NIPL Establishment
- April 2020
- Security Framework
- Comprehensive UPI Information Security Framework (CUISF) 2025