Archive · 21 Nov 2025
Top Indian Banks Offer Highest FD Rates
Some of India's top banks are offering high interest rates on fixed deposits (FDs) for 3-year tenors.
HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Federal Bank, and SBI are among the banks offering rates up to 6.95% for regular citizens and 7.2% for senior citizens.
However, the highest rates are offered for different tenors by each bank.
HDFC Bank offers 6.45% to 6.95% for 3-year FDs
ICICI Bank offers 6.6% to 7.2% for 3-year FDs
Kotak Mahindra Bank offers 6.4% to 7.2% for 3-year FDs
Federal Bank offers 6.7% to 7.2% for 3-year FDs
SBI offers 6.3% to 6.8% for 3-year FDs
- Who
- HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Federal Bank, SBI, Canara Bank, Union Bank of India
- What
- Offering high interest rates on fixed deposits
- When
- Currently
- Where
- India
- Why
- To attract customers and provide secure investment options
Higher FD Rates
Lower FD Rates
Interest Rates
Higher FD Rates
Up to 6.95% for regular citizens and 7.2% for senior citizens
Lower FD Rates
Below 6.3% for regular citizens and 6.8% for senior citizens
- HDFC Bank 3-year FD rate
- 6.45% (regular), 6.95% (seniors)
- ICICI Bank 3-year FD rate
- 6.6% (regular), 7.2% (seniors)
- Kotak Mahindra Bank 3-year FD rate
- 6.4% (regular), 6.9% (seniors)
- Federal Bank 3-year FD rate
- 6.7% (regular), 7.2% (seniors)
- SBI 3-year FD rate
- 6.3% (regular), 6.8% (seniors)