Archive · 18 Jul 2026
ICICI Prudential Fund Outperforms Peers
The ICICI Prudential Regular Savings Fund is a type of investment fund that mixes stocks and bonds.
It's designed for people who want to take a bit of risk but not too much.
The fund has done really well over the last 10 years, growing at 9% per year, which is better than most similar funds.
It puts most of its money into safe bonds and a smaller part into stocks.
The stocks are chosen carefully to be strong and undervalued.
The bonds are also picked to give good returns without too much risk.
This mix helps the fund make steady profits while keeping risks low.
It's a good choice for people who want some growth but don't want to take big risks.
ICICI Prudential Regular Savings Fund is a conservative hybrid fund with a 9% CAGR over 10 years.
The fund allocates 15-24% to equity and 75-90% to debt, focusing on large-cap stocks and high-yield debt.
Equity strategy involves a blend of top-down and bottom-up investing, with a focus on defensive sectors during slowdowns.
Debt strategy includes government securities, corporate bonds, and non-AAA-rated debt with moderate duration.
The fund has outperformed its category average in terms of returns and risk-adjusted performance.
- Who
- ICICI Prudential Regular Savings Fund
- What
- A conservative hybrid fund combining equity and debt investments.
- When
- Over the past 10 years, with notable performance in recent years.
- Where
- India
- Why
- To generate superior risk-adjusted returns with limited downside risk.
Investors
Fund Managers
Risk Appetite
Investors
Investors seek low to moderate risk with limited equity exposure.
Fund Managers
Fund managers balance risk and return through diversified portfolios.
Investment Strategy
Investors
Investors prefer stability and regular income from debt instruments.
Fund Managers
Fund managers aim for superior risk-adjusted returns through a mix of equity and debt.
- Fund Name
- ICICI Prudential Regular Savings Fund
- Type
- Conservative Hybrid Fund
- Equity Allocation
- 15-24%
- Debt Allocation
- 75-90%
- CAGR (10 years)
- 9%
- Category Average CAGR (10 years)
- 7.3%
- Top Sector Exposures
- Banks, Insurance, Automobiles
- Debt Portfolio YTM
- 8%
- Category Average YTM
- 7.2%