Archive · 13 Aug 2026
ICICI Prudential unveils women-first term plan with pregnancy break
A company called ICICI Prudential Life Insurance made a new kind of insurance plan just for women.
Insurance is like a promise: if something bad happens, the company gives money to the family.
This new plan also helps women stay healthy.
Women who buy it pay 15% less money for their insurance, and that discount lasts their whole life.
If a woman is going to have a baby, she can take a break from paying for a little while.
The plan still protects her and her family during that break.
If the woman passes away, her family can get money little by little instead of all at once.
That money helps pay for the children's school and education.
The plan also gives free health check-ups, doctor calls, and discounts on medicines.
It's like insurance plus a health helper all in one.
ICICI Prudential Life Insurance launched ICICI Pru iProtect Smart Her, a term insurance plan combining life cover with women-focused health and wellness features.
Women policyholders receive a 15% lifetime discount on premiums.
The pregnancy break benefit lets eligible women pause premium payments while continuing to receive life protection, subject to terms and conditions.
The Child Education Care option pays the death benefit as an income stream that increases by 10% annually for 10 years.
The plan's total benefits are valued at up to ₹92,100, including women-specific health and wellness services worth up to ₹25,000.
- Who
- ICICI Prudential Life Insurance, whose Chief Product Officer Vikas Gupta is quoted, launched the plan.
- What
- ICICI Pru iProtect Smart Her, a term insurance product combining life protection with women-focused health and wellness features, a 15% lifetime premium discount, a pregnancy break benefit, and Child Education Care.
- When
- Not specified in the articles.
- Where
- Not explicitly stated in the articles.
- Why
- To address the changing financial and healthcare needs of women across different life stages while offering greater flexibility in premium payments.
- Product name
- ICICI Pru iProtect Smart Her
- Company
- ICICI Prudential Life Insurance
- Product type
- Term insurance plan for women
- Lifetime premium discount for women
- 15%
- Women-specific wellness benefits value
- Up to ₹25,000
- Total product benefits value
- Up to ₹92,100
- Child Education Care payout
- Income stream increasing by 10% annually for 10 years