Credit Scores: What Lenders Consider in India

A credit score helps lenders decide if they will lend you money.

It's based on things like your payment history and how much credit you use.

In India, many people don't have a credit history, which makes it harder to get loans.

If you have a low score, you might be rejected for a loan or pay more interest.

Keeping a good score means paying bills on time, having a mix of credit types, and not using too much of your credit.

Also, older credit accounts can improve your score.