Archive · 11 Aug 2026
Staying invested through market swings delivered far higher returns: Report
Imagine you have a piggy bank that you want to grow bigger over time.
A common way to grow money is to buy small pieces of many companies, which is called investing.
A company called Abakkus Mutual Fund studied people who invest in India.
The report found that people who kept their money invested every day grew it faster than people who took money out.
Sometimes the stock market has wonderful days, and missing even a few of them hurts a lot.
Missing just the five best days meant earning 11.31 per cent each year instead of 13.67 per cent.
If people missed 50 of the best days, their money barely grew at all — only about 1 per cent a year.
The report says trying to guess the perfect time to buy and sell usually ends badly.
The best plan, according to the report, is to stay calm and keep your money invested for many years.
Abakkus Mutual Fund found that staying fully invested in the Nifty 50 from April 2005 to July 2026 produced a 13.67 per cent CAGR.
Missing just the five best trading days over the 21-year period cut Nifty 50 returns to 11.31 per cent, while missing 10 best days left 9.75 per cent.
Missing the 30 best days dragged the Nifty 50 TRI CAGR down to 4.68 per cent, and missing 50 best days left returns at just 1 per cent.
Fully invested investors earned 17.20 per cent CAGR on the Nifty Midcap 150 TRI and 15.80 per cent on the Nifty Smallcap 250 TRI.
The report highlighted the severe financial penalties of trying to time the market instead of remaining consistently invested.
The Nifty 100 TRI delivered 14 per cent CAGR over the same 21-year period.
- Who
- Indian equity investors; the report was produced by Abakkus Mutual Fund.
- What
- A report showing that staying fully invested in Indian equities delivers far higher returns than missing the market's best days.
- When
- Report published on Tuesday; it covers the 21-year period from April 2005 to July 2026.
- Where
- India (report filed from New Delhi).
- Why
- To demonstrate the severe financial penalties of attempting to time the market rather than remaining consistently invested.
- Report publisher
- Abakkus Mutual Fund
- Study period
- April 2005 to July 2026 (21 years)
- Nifty 50 CAGR (always invested)
- 13.67%
- Nifty 50 CAGR (missing 5 best days)
- 11.31%
- Nifty 50 CAGR (missing 10 best days)
- 9.75%
- Nifty 50 TRI CAGR (missing 30 best days)
- 4.68%
- Nifty 50 TRI CAGR (missing 50 best days)
- 1%
- Midcap/Smallcap TRI CAGR (always invested)
- 17.20% / 15.80%