Ayushman Bharat Clarifies Coverage for Joint Families

Ayushman Bharat is a health scheme in India that helps families with medical costs.

It gives Rs 5 lakh per year for the whole family.

If there are grandparents aged 70 or older in the family, they get an extra Rs 5 lakh, making it Rs 10 lakh in total.

Some people thought that if both sets of grandparents live together, the family would get Rs 15 lakh, but that's not true.

The extra Rs 5 lakh is shared among all elderly family members.

So, the maximum coverage is Rs 10 lakh per year, not Rs 15 lakh.

This is important to know so families can plan their healthcare expenses correctly.