Archive · 1 Aug 2025
LIC Housing Finance Q1 Profit Increases, Asset Quality Improves
LIC Housing Finance made more money in the first three months of this year.
They earned more profit and also made more money from their operations.
The bank gave out more loans overall, especially for people buying homes, even though they lent less for projects.
They also saw improvement in their loans, with fewer people struggling to pay them back.
LIC Housing Finance's net profit increased 4.4% year-on-year in Q1.
Revenue from operations rose 7% to ₹7,233 crore.
Total disbursements stood at ₹13,116 crore, with individual home loans at ₹11,247 crore.
Outstanding loan portfolio grew 7% to ₹3,09,587 crore.
Asset quality improved, with Stage 3 exposure decreasing to 2.62%.
- Who
- LIC Housing Finance Ltd.
- What
- LIC Housing Finance's net profit increased.
- When
- Q1 FY26 (quarter ending June 30, 2025).
- Where
- Not explicitly stated.
- Why
- The company saw an increase in profit and revenue due to factors like increased lending and a focus on affordable housing.
Financial Performance
Not Applicable
Overall Financials
Financial Performance
Increased net profit and revenue.
Not Applicable
No opposing views mentioned in the provided text.
- Net Profit
- ₹1,364 crore (up 4.4%)
- Revenue from Operations
- ₹7,233 crore (up 7%)
- Total Disbursements
- ₹13,116 crore
- Individual Home Loan Disbursements
- ₹11,247 crore (up 3%)
- Total Outstanding Loan Portfolio
- ₹3,09,587 crore
- Stage 3 Exposure
- 2.62%
