Archive · 1 Nov 2025
Specialised Investment Funds (SIFs) Gain Traction with Hybrid and Equity Strategies
Imagine new kinds of special savings accounts called Specialised Investment Funds (SIFs).
Many companies that manage money have started offering these.
They let investors choose different ways to invest their money, not just by buying stocks that go up, but also by betting that some stocks will go down.
These SIFs can invest in stocks, bonds, or a mix of both.
For example, some will buy stocks they think will do well and sell short stocks they think will do poorly.
Others will focus on specific industries or smaller companies.
The goal is to make money whether the market is going up or down, and to add extra returns beyond regular savings accounts.
You can invest in them with a minimum of ₹10 lakh, which is less than older, more exclusive investment services.
These new funds are like a smart tool to add to your regular investments, aiming for better returns with managed risk.
Specialised Investment Funds (SIFs) are emerging as a new investment tool launched by eight AMCs in India.
SIFs offer diverse strategies across equity, debt, and hybrid asset classes, including long-short positions and sector rotation.
These funds bridge the gap between mutual funds and portfolio management services, with a lower minimum investment of ₹10 lakh compared to PMS.
SIFs aim for tactical allocation, providing risk-managed alpha and targeting annualized returns of 6-8%, depending on strategy and market performance.
Key strategies include Equity Long-Short, Equity Ex-Top 100 Long-Short, Sector Rotation Long-Short, Debt Long-Short, and Hybrid Long-Short funds.
- Who
- Eight asset management companies (AMCs) have launched Specialised Investment Funds (SIFs)
- What
- SIFs offer diverse investment strategies (equity, debt, hybrid) including long-short positions and sector rotation, providing tactical allocation tools.
- When
- Received approval in April, with launches happening subsequently.
- Where
- India
- Why
- To provide investors with a tactical allocation tool that bridges the gap between traditional mutual funds and portfolio management services, offering risk-managed alpha and flexibility across market conditions.
- Launch Approval
- April
- Number of AMCs Launched
- Eight
- Minimum Investment
- ₹10 lakh
- Target Returns
- 6-8% annualized
- Equity Fund Allocation (Min)
- 80%
- Max Short Exposure
- 25%
- Equity Ex-Top 100 Fund Allocation (Min)
- 65%
