Insurance Add-ons Becoming Essential, Cutting Costs

Insurance add-ons are now important because of things like bad weather and new car technology.

These add-ons help pay for things that standard insurance might not cover.

Some examples are paying for clutch repairs, helping with legal fees if there's an accident, or giving you money each day your car is being fixed.

There are also add-ons for electric cars, like covering battery problems.

These add-ons help people avoid paying extra money and make the insurance claim process easier.

The shift includes owners of new and old cars.