Archive · 23 Jul 2026
Capital SFB Reports Strong Q1 FY27 Results
Capital Small Finance Bank reported its financial results for the first quarter of the fiscal year 2027.
The bank made a net profit of ₹41 crore, which is higher than the same quarter last year.
The bank's net interest income was ₹134 crore, and total income from operations was ₹314.30 crore.
The bank spent ₹249.95 crore in total expenses.
The bank's asset quality improved with gross non-performing assets (NPAs) at 2.47% and net NPAs at 1.14%.
Total deposits grew by 16% year-on-year to ₹10,596 crore.
The capital adequacy ratio was 21.58%, and the earnings per share were ₹9.1.
The bank operates 216 branches across five states and two union territories and plans to expand further.
Capital Small Finance Bank reported a net profit of ₹41 crore for Q1 FY27, up 29% from the same quarter last year.
Net interest income stood at ₹134 crore, a 22% increase from Q1 FY26.
Total income from operations was ₹314.30 crore, while total expenses amounted to ₹249.95 crore.
Gross NPAs improved to 2.47%, and net NPAs stood at 1.14%.
Total deposits grew by 16% year-on-year to ₹10,596 crore.
- Who
- Capital Small Finance Bank
- What
- Reported financial results for Q1 FY27
- When
- Quarter ended 30 June 2026
- Where
- Mumbai
- Why
- To provide stakeholders with an update on the bank's financial performance and asset quality.
Positive Financial Performance
Concerns Over Asset Quality
Profit Growth
Positive Financial Performance
The bank reported a significant increase in net profit, indicating strong financial performance.
Concerns Over Asset Quality
While profits have increased, the growth in NPAs is a concern for long-term stability.
Total Income
Positive Financial Performance
Total income has shown consistent growth, reflecting effective revenue generation strategies.
Concerns Over Asset Quality
The increase in total income is positive, but the rising expenses and provisions need to be monitored.
- Net Profit
- ₹41 crore
- Net Interest Income
- ₹134 crore
- Total Income from Operations
- ₹314.30 crore
- Total Expenses
- ₹249.95 crore
- Gross NPAs
- 2.47%
- Net NPAs
- 1.14%
- Total Deposits
- ₹10,596 crore
- Capital Adequacy Ratio
- 21.58%
- Return on Assets
- 1.30%
- Return on Equity
- 11.20%
- Earnings per Share
- ₹9.1
- Branch Network
- 216 branches
Sources
Ujjivan SFB Q1 Net Profit ₹316.54 Crore, Total Income ₹2,280.93 Crore
Ujjivan Small Finance Bank Q1 results 2026: Net profit jumps 200% to ₹317 crore, NII up 38% YoY
Capital Small Finance Bank Reports ₹41 Crore Profit In Q1 FY27, Advances Grow 22% YoY
Suryoday SFB Net Profit Up 113% To ₹75.18 Crore In Q1 FY27, Total Income Rises To ₹770.22 Crore
