Archive · 2 Jun 2025
Finsafe's Mrin Agarwal: Plan Your Investment Exit Too
Mrin Agarwal from Finsafe India says that when it comes to investing, it's just as important to plan how you'll sell your investments as it is to decide what to buy.
People often forget about this part.
You should have a plan to sell if you're getting close to your financial goal, if your investment isn't doing well, or if you need to rebalance your investments.
Before selling, check how your investments are doing compared to others in the same category and the overall market.
Plan to sell at least a year before you need the money and gradually move your money into safer investments.
Also, link specific investments to specific goals and match your investments to how long you need them.
Short-term goals should use safer options, while long-term goals can use riskier investments with a plan to sell.
Mrin Agarwal emphasizes the importance of having an exit strategy for investments.
Reasons to exit a fund include nearing a financial goal, underperformance, or portfolio rebalancing.
Performance should be evaluated against the category average and benchmark, annually.
Begin exit planning at least a year before reaching the financial goal, especially with equities.
Match investment products to goal time horizons, using debt for short-term and equities for long-term goals.
- Who
- Mrin Agarwal, Director of Finsafe India
- What
- Planning investment exits is as important as entries.
- When
- Planning should begin at least one year before reaching a financial goal.
- Where
- N/A
- Why
- To ensure financial goals are met and avoid last-minute surprises.
- Expert
- Mrin Agarwal, Director of Finsafe India
- Primary Advice
- Plan investment exits as carefully as entries
- Review Frequency
- Annually
- Exit Timing
- Start planning at least a year before goal
- Short-term Goals
- Use debt instruments
- Long-term Goals
- Use equities with cautious exit strategy