Archive · 22 Jul 2026
CSB Bank Q1 Profit Rises 27% on Strong Loan Growth
CSB Bank, a private sector lender, has reported a significant increase in its profit for the first quarter of the fiscal year 2027.
The bank's net profit rose by 27% to ₹150 crore compared to the same period last year.
This growth was driven by higher net interest income, which increased by 26.2% to ₹479 crore.
The bank also saw a substantial rise in total deposits and net advances, indicating strong business growth.
Additionally, the bank's asset quality improved slightly, with net non-performing assets decreasing to 0.39%.
The bank's managing director and CEO, Pralay Mondal, highlighted the bank's strong performance and its focus on productivity improvement and technology transformation.
CSB Bank's Q1 net profit rose 27% to ₹150 crore.
Net interest income increased by 26.2% to ₹479 crore.
Total deposits grew by 26% to ₹45,415 crore.
Net advances increased by 24% to ₹40,309 crore.
Gross non-performing assets (GNPA) stood at 1.75%, while net non-performing assets (NNPA) improved to 0.39%.
- Who
- CSB Bank
- What
- Reported a 27% rise in Q1 profit to ₹150 crore
- When
- April-June quarter of FY27
- Where
- India
- Why
- Due to strong loan growth and higher net interest income
Optimistic Outlook
Cautious Outlook
Profit Growth
Optimistic Outlook
The significant increase in net profit and net interest income indicates strong financial health and growth potential.
Cautious Outlook
While the profit growth is notable, the slight increase in gross non-performing assets (GNPA) could pose future risks.
Asset Quality
Optimistic Outlook
The improvement in net non-performing assets (NNPA) suggests better asset quality and risk management.
Cautious Outlook
The slight rise in GNPA indicates potential challenges in maintaining asset quality in the future.
- Net Profit
- ₹150 crore
- Year-on-Year Growth
- 26.5%
- Net Interest Income
- ₹479 crore
- Total Deposits
- ₹45,415 crore
- Net Advances
- ₹40,309 crore
- Gross Non-Performing Assets (GNPA)
- 1.75%
- Net Non-Performing Assets (NNPA)
- 0.39%
- Cost-to-Income Ratio
- 64.55%