Home Loan Rates Across Banks and Housing Finance Companies

This article compares home-loan interest rates from banks and housing finance companies.

The rates are shown for loans below Rs.

30 lakh, between Rs.

30 lakh and Rs.

75 lakh, and above Rs.

75 lakh.

Floating rates can change over time.

Bank floating rates in the table start at 7.0%, while some housing finance company figures reach 20%.

Fixed rates stay unchanged for a stated period, but some lenders later switch borrowers to floating rates.

Bank fixed rates shown range from 8.25% to 14%.

LIC Housing Finance lists fixed rates between 10% and 10.25%.

Borrowers should check each lender’s terms before choosing a loan.