Archive · 14 Nov 2025
Father Plots Son's Murder for Insurance, Receives ₹1.5 Crore Compensation
A dad in China named Zhang was having money problems and arguments with his wife.
He decided to kill his own 7-year-old son to get a lot of money from insurance.
He asked his cousin, who drove a truck, to help.
The cousin pretended to accidentally hit Zhang's car with the truck, killing the boy.
Zhang acted sad to trick the police.
He got money from insurance, and gave some to his cousin.
But, the cousin's driver's license was fake, so the insurance company didn't want to pay.
The court then made the truck owner pay the money instead.
Eventually, someone told the police about the plan, and Zhang and his cousin were arrested.
The cousin was sentenced to death, but his execution is delayed for two years.
A father in China, identified as Zhang, plotted with his cousin to murder his 7-year-old son.
The murder was planned as a staged traffic accident involving a truck to claim insurance money.
The incident took place in October 2020, with the son killed when a truck hit the family car.
Zhang received insurance compensation, and his cousin was initially ordered to pay compensation by the court.
The plot was exposed when the cousin's forged driving license prevented the insurer from paying, leading to further investigation and arrests.
- Who
- Zhang, a father, and his cousin
- What
- Conspired to murder Zhang's 7-year-old son by staging a traffic accident to claim insurance money.
- When
- The incident occurred in October 2020, with details recently revealed.
- Where
- China
- Why
- Zhang wanted to claim a large insurance payout due to financial problems and marital disputes with his wife.
Insurance Company
Court/Victim's Family
Insurance Payout Eligibility
Insurance Company
The insurance company refused to pay the compensation because the truck driver (cousin) had a forged transport license and was not legally certified to drive the truck.
Court/Victim's Family
The court directed the truck owner, Luo, to compensate the family because the insurer refused to pay. The total compensation reached nearly ₹1.5 crore.
- Date of Incident
- October 2020
- Location
- China
- Victim's Age
- 7 years old
- Amount Claimed
- 180,000 yuan (approx. ₹22.5 lakh)
- Total Compensation Awarded
- Nearly ₹1.5 crore
- Perpetrators
- Zhang (father), Zhang's cousin (truck driver)