Archive · 27 Jul 2026
EPFO Introduces Compliance Schemes and Digital Reforms
The Employees' Provident Fund Organisation (EPFO) has introduced new schemes and digital reforms to make it easier for employers to comply with rules and for employees to access their provident fund benefits.
The Employees' Enrolment Campaign (EEC-2026) helps employers enrol workers who should be covered but aren't.
The Vishwaas Scheme-2026 helps resolve disputes faster, and the Amnesty Scheme-2026 allows exempted provident fund trusts to regularise their status.
EPFO 3.0 and the CITES platform make services faster and more transparent.
Members can now withdraw up to 75% of their provident fund balance if they change jobs or face unemployment.
The auto claim settlement limit has been increased to ₹5 lakh, and interest on provident fund claims is now calculated until the date of final approval.
EPFO introduces compliance schemes like EEC-2026, Vishwaas Scheme-2026, and Amnesty Scheme-2026 to improve compliance and expand social security coverage.
EPFO 3.0 and the CITES platform centralise services, enabling faster and more transparent claim processing.
Members can withdraw up to 75% of their provident fund balance under certain conditions.
The auto claim settlement limit has been increased from ₹1 lakh to ₹5 lakh.
Annual interest rate for 2025-26 is 8.25%, credited to members' accounts.
- Who
- Employees' Provident Fund Organisation (EPFO) and employers.
- What
- Introduction of compliance schemes and digital reforms to strengthen social security delivery.
- When
- Vishwaas and Amnesty Schemes operational from June 29 to December 28, 2026.
- Where
- Across India through EPFO offices and digital platforms.
- Why
- To improve compliance, simplify service delivery, and expand social security coverage.
Employers' Perspective
Employees' Perspective
Compliance Schemes
Employers' Perspective
Employers benefit from simplified compliance processes and reduced litigation through schemes like Vishwaas and Amnesty.
Employees' Perspective
Employees gain expanded social security coverage and easier access to provident fund benefits.
Digital Reforms
Employers' Perspective
Employers appreciate the streamlined digital services that reduce administrative burdens.
Employees' Perspective
Employees benefit from faster claim settlements and increased transparency in fund management.
- Employees' Enrolment Campaign (EEC-2026)
- Voluntary compliance drive to enrol eligible workers.
- Vishwaas Scheme-2026
- Facilitates faster resolution of disputes involving damages for delayed contributions.
- Amnesty Scheme-2026
- One-time opportunity for regularisation of exempted provident fund trusts.
- EPFO 3.0
- Digital reforms to improve member services and employer compliance.
- CITES Platform
- Centralised IT-enabled services for standardised claim processing.
- Annual Interest Rate
- 8.25% for the financial year 2025-26.
- Auto Claim Settlement Limit
- Increased from ₹1 lakh to ₹5 lakh.